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Thanks for your publication. I would like to comment that the very first thing you will need to accomplish is determine whether you really need credit restoration. To do that you simply must get your hands on a replica of your credit file. That should really not be difficult, because government makes it necessary that you are allowed to obtain one free of charge copy of your credit report on a yearly basis. You just have to ask the right people. You can either find out from the website owned by the Federal Trade Commission or maybe contact one of the main credit agencies straight.