“ Thanks for your post. I would also love to say that your health insurance agent also works best for the benefit of the actual coordinators of any group insurance plan. The health insurance agent is given a long list of benefits looked for by an individual or a group coordinator. What any broker does is look for individuals or coordinators which usually best complement those wants. Then he presents his advice and if all parties agree, the particular broker formulates a contract between the 2 parties. ”