“ In accordance with my research, after a foreclosed home is sold at an auction, it is common for that borrower to still have some sort ofthat remaining balance on the mortgage loan. There are many loan merchants who try to have all charges and liens paid back by the following buyer. However, depending on selected programs, regulations, and state laws there may be quite a few loans that are not easily handled through the exchange of personal loans. Therefore, the duty still remains on the client that has received his or her property in foreclosure process. Many thanks sharing your opinions on this website. ”