“ In line with my study, after a foreclosures home is offered at a sale, it is common for the borrower in order to still have a remaining balance on the loan. There are many lenders who try to have all charges and liens cleared by the subsequent buyer. Nevertheless, depending on particular programs, rules, and state laws there may be quite a few loans that are not easily resolved through the exchange of financial loans. Therefore, the responsibility still remains on the debtor that has got his or her property in foreclosure. Thank you for sharing your thinking on this website. ”