“ In line with my research, after a property foreclosure home is bought at an auction, it is common for that borrower to be able to still have a remaining balance on the mortgage loan. There are many creditors who try to have all costs and liens repaid by the subsequent buyer. On the other hand, depending on a number of programs, rules, and state guidelines there may be several loans which aren't easily resolved through the transfer of personal loans. Therefore, the obligation still lies on the client that has acquired his or her property in foreclosure process. Many thanks sharing your thinking on this website. ”